The target got a call from someone claiming to be her grandson, Police Chief Dean Ackermann said.
He "put her on the phone with a man claiming to be a lawyer seeking a $1,800 retainer," the chief said.
"The woman went to the bank to withdraw money but called her grandson before sending the requested gift cards," he said. "Her grandson informed her he was not in any trouble and knew nothing about the call."
Although she was smart, authorities say countless others are victimized -- often losing substantial amounts of money.
HERE's WHAT TO DO if you ever get a call from or about a grandchild or any other relative in danger or trouble and needing money:
- Take a moment to calm yourself;
- Say that you must consult another family member first;
- Hang up and call a loved one.
Then call police.
"If the emergency is by any chance real, you can still respond appropriately," Ackermann said. "If it's not — and the odds point to that — congratulate yourself."
If you have elderly parents or other relatives, share this story with them. Warn them about the dangers and advise them on how to respond.
ALSO SEE: Phone scams continue to claim victims — including a Ridgewood resident who wired $539 to someone who told her that she needed to do so to collect an “American National Award.” Here's how to school yourself.
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